Cramming for Finals

Thanks to everyone for their well wishes! It's so nice just to hear from you all. Sometimes I wonder if anyone reads this blog and now I know you do. The last few days have flown by in a haze. We're going to inspect the house on Sunday (my birthday!) with our realtor and our architect friend Bhavana. We are also hoping to have a general contractor take a look as well. Does anyone have a general contractor that they would like to recommend in the Bay Area? We have a lead, but we don't have anyone scheduled yet.

So I have spent the last few days trying to get smart and learn about mortgages. Remember in college how you had to cram for finals? That is kinda how I am feeling right now. Does anyone know what a LIBOR is? How about negative amortization? I don't know what that is, but I know I don't want it! Mortgage rates seem to be on the rise, so I think we were pretty lucky to lock in our first mortgage yesterday. We have been checking rates online and trying to decide if we should go to multiple brokers. I have heard of going to multiple lenders, but we are using a broker that was recommended to us by our friend Steve. We started with another mortgage broker who was also recommended by an old coworker, but I wasn't really as comfortable with him. I didn't like that he didn't give me any paperwork from our discussion. He kept telling me how things were going to change anyway. I don't care that it's going to change, I want something on a paper to look at, not just my scribbled notes.

If you went to school with me, you will know that I took horrible notes (even when I didn't fall asleep during lectures). I always had to borrow Santiney's notes to make any sense of my own notes. She had the nicest notes- she would even re-copy them if she thought that they were not up to her standard. But I digress...

Happy birthday to Joe. He came out for work this week, so we had a mini Ford reunion tonight at a Chinese Muslim restaurant called Old Mandarin. It was kind of funny because I think that we have been to this restaurant before, but we had a bad experience. This time, it was MUCH better- maybe because someone else ordered. The lamb stew was tasty and my fave was the tendon. I wasn't a big fan of the lamb dumplings. (This place is known for lamb dishes.) Nevertheless, we were all full when we left. I would definitely go back now that I know what to order.

This weekend is going to be busy, but fun. We're having dinner with Steve and Pablo tomorrow night. On Saturday, we are going to Lake Berryessa for some BBQing and some waterskiing. On Sunday, we are going to the house and then we're having friends over for my birthday. Lots to do and so little time! I need a vacation!